Company Detail

Verity Global Solutions
Member Since, September 18th 2020
402, 4th Floor, Synergy Business Park
9205068164, 9599665383
ankita123@gmail.com
https://verityglobalsolutions.com

About Company

Opening Jobs

  • Shift: Night

     

    Business Summary:

    •  Verity Global Solutions provides support in US Mortgages and ITES.

     

    Job Summary:

    • Minimum 1 year experience in US mortgage underwriting,
    • Experienced and well versed with Agency guideline (Fannie Mae/Freddie mac/HUD)
    • This positions directly reports to BPO Manager

     

    Responsibilities include:

    • Perform mortgage credit analysis, with or without the assistance of an automated underwriting system to determine Borrower’s willingness and ability to repay the mortgage debt.
    • Knowledge of FNMA, and FMLMC documentation and general guidelines/standards. Experience with FHA, VA and USDA is preferred, but not required.
    • Validate loan application and supporting documentation, and verify system of record reflects correct information. Update system of record when required.
    • Review and validate: income, asset, credit, title, value and fraud reports.
    • Ensure all required property information is in system.
    • Confirm government required documents are complete and accurate.
    • Review title information, and purchase contract, if applicable.
    • Run and review quality control tools – i.e. Fraud Guard and Early Check.
    • Run, review and interpret DU/LP/GUS/Total Scorecard, when applicable.
    • Document system with all dates and information.
    • Underwrite: Conventional, Jumbo, FHA, FHA 203k, VA, and USDA underwritten loans must meet all quality standards established by Fannie Mae, Freddie Mac, FHA, VA and USDA).
    • Maintain production standard goals as established by management.
    • Order and review MI based on loan program. Ensure that system of record matches MI certificate.
    • Approve/deny loans, and update the system accordingly
    • Underwrite loans when additional information has been received.
    • May occasionally be required to provide training for and mentoring team members
    • Answer and research general underwriting scenario and guideline questions via email and phone.
    • Complete all required underwriting, worksheet and checklists - i.e. Income Worksheet, QM/ATR checklist.
    • Assist in resolving branch post closing suspense issues.
    • Must be able to evaluate and analyze complex income tax returns to establish qualifying income.
    • Other duties as assigned
    • Calculate or validate income for self-employed borrowers or rental income.

     

     

    Knowledge: 

    • Competent with MS office knowledge
    • Experience in handling a team
    • Detailed Knowledge of Loan Origination Cycle- Loan Application, Processing, Underwriting, Closing, Knowledge of different types of mortgage and its functioning
    • Knowledge of functions of Title companies
    • Basic knowledge of Federal laws
    • Should be able to explain the importance of critical closing documents
    • Should be able to understand the various laws in different parts of US related to mortgage.


     

     Skills & Ability:

    • Good verbal and written communication skills are required to understand and update comments and communicate with various stakeholders.
    • Eye for detail, reporting, people management, problem solving, handling escalations
    • Should have good analytical skills and have the ability to make decisions based on the situation.
    • Should be detail oriented.
    • Competent with MS office application 
      • Achievement Oriented
      • Analytical Thinking
      • Attention to Detail
      • Client Focus
      • Gathering and Processing
      • Interactive Communication  
      • Legislation Policies
      • Results Management
      • Stress Management
      • Using IT

     

    Education Qualifications:

    • Bachelor’s Degree.

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Company Detail

  • Total Employees
    50
  • Established In
  • Current jobs
    1